Introduction
This article was flagged for fact-checking due to its reporting on analyst ratings and price target adjustments for Synchrony Financial, which can significantly shape investor perspectives and market sentiment. With the prevalence of rapidly changing financial news, ensuring the accuracy and integrity of such reports is essential for informed decision-making.

Historical Context
Synchrony Financial, a leading provider of private-label credit cards and consumer financing solutions, has remained prominent in the financial news, particularly as analysts frequently adjust their ratings and price targets based on broader economic conditions and company performance. Stock ratings and target price updates from firms such as Wells Fargo and Barclays often spark immediate trading activity, making the accuracy of these financial news reports especially important to retail and institutional investors alike.

Fact-Check of Specific Claims
Claim #1: Wells Fargo & Company raised its price target for Synchrony Financial to $95.00 (from $85.00), maintaining an “overweight” rating.
This claim is accurate. On December 17, 2025, Wells Fargo revised its price target upward from $85.00 to $95.00 and continued to award Synchrony Financial an “overweight” rating. Independent financial reporting, including sources like Gurufocus, confirms both the rating and the revised target.
Claim #2: Robert W. Baird reiterated a “neutral” rating and set an $82.00 target price on December 5, 2025.
This claim is correct. Robert W. Baird did, in fact, reaffirm their “neutral” rating for Synchrony Financial and set the target price at $82.00 on the date reported in the article. This aligns with analyst updates published and aggregated by reputable outlets, further substantiated by data from Gurufocus.

Claim #3: Barclays raised its price target from $83.00 to $86.00 and maintained an “overweight” rating on October 16, 2025.
This assertion is supported by the evidence. On the stated date, Barclays lifted its target for Synchrony Financial from $83.00 to $86.00, keeping the “overweight” rating unchanged. This information is fully backed by recent financial news coverage and can be verified via Gurufocus reporting.
Claim #4: Keefe, Bruyette & Woods and Morgan Stanley made specific rating and target price changes on October 1, 2025, and September 29, 2025, respectively.
There is insufficient evidence to verify the specific claims regarding Keefe, Bruyette & Woods increasing their target and assigning an “outperform” rating on October 1, 2025, as well as Morgan Stanley’s adjustments on September 29, 2025. Current research does not substantiate these updates, so readers should approach these statements with caution until more data becomes available.
Conclusion
The article largely presents accurate information concerning recent analyst actions related to Synchrony Financial, particularly regarding Wells Fargo, Robert W. Baird, and Barclays. These sections align with independently verified financial industry updates. However, not every claim within the analyst roundup could be substantiated; statements relating to Keefe, Bruyette & Woods and Morgan Stanley lack verifiable evidence with the research provided. For the portions that are confirmed, the article fairly summarizes the financial analysts’ sentiment, with no significant bias detected in favor of Synchrony Financial. Nonetheless, accurately portraying only confirmed rating changes is essential for maintaining trust in financial reporting.
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